George 95% of the people with credit cards are carrying an unpaid balance. I also never have seen any Multi millionaires talking about how they got "rich" using free credit cards. I had a credit card before debit cards came out. Since then used debit card only. Do not use it that much either. Most places still take cash. I know it is shocking but they do. LOL
I think credit cards should be out lawed right after student loans. They both are using predatory lending practices. Many people with credit card debt could not borrow an equal amount from a bank/saving and loan. As they would not meet the lending standards. So it is fine for a business that charges many times those interest rates to lend these people money????
The banking deregulation that Reagan did has not turned out very good for the average American. The big banks have taken more control that they had before. Small banks are just about extinct. This happened on a smaller scale in the 1920s. Eastern banks owned large sections of land in farm and ranch country during the depression. They wanted to be able to foreclose on the land and then profit from owning it. federal banking regulations changed and stopped that from happening. Now it is back in full swing. With credit cards replacing the land loans of the past.
It is not just young consumers either. Older single farmer just ten miles east of me died six month ago. He had $75,000 of credit card debt. Farming having to sell to settle the estate.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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