Yes, I pay a one-time yearly membership fee of $45 as does everyone else who shops there using the cheapest membership fee. I get that back and more from their reduced prices.
I disagree that " chances are you are paying it without seeing where it comes from." The money I and others get back each year comes from the interest money they earn on the unpaid monthly balances of the majority of card holders. In their heyday Sears made more money from their revolving charge fee than they did from the net profit on all the merchandise they sold. I think the same was true about GM and their GMAC financing plan.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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