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Re: OT: cost of Rx meds


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Posted by jimg.allentown on September 13, 2019 at 10:29:28 from (24.115.193.250):

In Reply to: OT: cost of Rx meds posted by Geo-TH,In on September 13, 2019 at 04:40:35:

The high costs of health care and medications I personally think is the fault of insurance companies first and trial lawyers second.

Back when I was a child, if I were sick, mom called the local doctor. We would then either go to his office or he would come to the house. After he looked us over (my siblings and I), the doctor would hand write out a bill and hand it to my mom. She would then write him a check, and that was all there was to it. Health insurance in those days was rare and only those employed by major industries even had it available to them. Folks paid for services as received.

Then, along comes the insurance companies. Now, folks lost control of what they were REALLY paying for health care. Insurance companies were writing blank checks to hospitals and doctors. No questions asked. After a while, this became the normal way of doing things. Folks went to the hospital emergency rooms for the least little things. Would they be doing that if they were paying the bills? Probably not, but since the insurance is taking care of the bill, they may as well get their money's worth, right?

So, if the hospital charges $40 for an aspirin tablet, and the insurance company pays the bill, it becomes the normal way of doing things. If the doctor charges $1800 for a 5 minute visit and the insurance pays it, again it becomes normal.

My own not so humble opinion is that there should be a complete top to bottom audit of the entire health care industry, and things need to be brought into realistic pricing. After all, $40 for an aspirin tablet is ridiculous when compared to a whole bottle of 100 tablets that only costs about $7 or $8 at the drug store for the top name brand.


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