You borrowed for something that has potential to pay out. Lots of folks have borrowed on nothing but a house and 4 cars, a boat, 2 jet skis and 4 atv's. These things will never make a nickle. In 94 I bought a new Ford 7610 tractor. I went to the bank and ask about borrowing money for it, and my banker told me that they really didn't like to make farm loans anymore. I never ask another question and left. On my way out of his office he told me if I needed a new boat, home equity loan or motor home to give him a call. I closed my accounts there and went down the street to the other bank I used and no problems. It was owned by local folks instead of an out of town holding company. You were lucky that your bank even talked to you about a dairy. My credit has always been good, so all this confused me.
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Today's Featured Article - Box Plow Blues - by Tom Schwarz. One of the first implements most tractor owners obtain is the box plow. For very little money, this piece of equipment promises to plow and flatten any hill or vale on your ranch road or farm. At least that's what I thought! As simple as a box plow appears, it can be rather challenging to make work correctly. In our sandy soils of Florida, traction is king. You can never have wide enough tires or heavy enough weights to get all the traction you want … unless you own a monster tractor. U
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