Actually Bob, I am from Michigan and I have seen my car insurance rates go down because of my credit rating. So it can't be a scam if I am giving them less money. It is an incentive for people who are good with their finances. Sort of a reward system. Lot of people with bad credit committ insurance fraud by signing up, getting the proofs and then not making the payments. Now they can pay more for being asholes and I can pay less.
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Today's Featured Article - Box Plow Blues - by Tom Schwarz. One of the first implements most tractor owners obtain is the box plow. For very little money, this piece of equipment promises to plow and flatten any hill or vale on your ranch road or farm. At least that's what I thought! As simple as a box plow appears, it can be rather challenging to make work correctly. In our sandy soils of Florida, traction is king. You can never have wide enough tires or heavy enough weights to get all the traction you want … unless you own a monster tractor. U
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