It is my understanding that single phase power requires a closed circuit for power to flow. An open 'hot' and a closed 'neutral' will acomplish this. When the main breaker is turned off, it effectively disconnects the house from street power, otherwise it wouldn't be called the 'main.' Power simply cannot flow through the neutral alone. Even in the generator were to have the neutral and hot wires reversed, one wire to the street is still interupted. I agree that a disconnect switch would be better, but it is not necisary.
I am not an electrician, however a certified electrician wired my house for the type of patch cable you are describing and the local code inspector passed the installation.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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