Michigan is a no-fault insurance state. each driver pays for his own damage (or his insurance does!) Idea behind this is that you don't end up in court trying to decide fault, or partial fault over every fender bender. I'm not sure how this'll come out, but probably the farmer won't be able to recover from the guy's insurance. Hope farmer was well insured on his own...
Had a case here recently where a girl loaned her car to unlicensed boyfriend, and he put it up a tree at 120mph. Insurance refused to pay, since she lent it to unlicensed driver. She lost boyfriend, her car which wasn't paid for, and her laundry which was in the back seat. Car and contents burned up. She was left with the clothes she had on her back! Still paying for car.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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