Posted by andy r on February 27, 2008 at 17:24:39 from (69.66.16.120):
In Reply to: OT: Insurance annuites posted by Gun guru on February 27, 2008 at 16:27:15:
It just all boils down to your goals. If you tend to conservative with your investments the rates are certainly better than CD's right now. The money grows tax free. You are taxed when you take it out. If this was later in life you might be in a lower tax bracket (not always) and pay less taxes verse a CD or savings account where you are taxed annually. Also you are assessed a penalty if you take money out prior to 59 and 1/2 without a drastic reason. Seems to me they make more sense the closer you are to 59 1/2 or make sure you won't need the money. Sure the agent makes a good commission ..... but annuities can be a viable part of a diversified financial plan. Right now not too many things make much sense in financial planning. CD's are low and the stock market might not know which way to go yet.
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Today's Featured Article - Show Coverage: Godfrey, Illinois Country Days - by Cindy Ladage. Except for last fourth of July's Old Gold show in Springfield, Illinois, I don't remember when it was so hot. Nevertheless, the heat didn't keep vendors and visitors alike from enjoying the third annual Country Day's Event. Jane Elliott said the event was originally a one man show. "Barry Seiler, owner of Country Town Farm Supply store used to invite people up to the Johne Deere store. He would give hats and a free meal for everyone that brings a tractor." Elliott said while this
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