Posted by wdTom on February 27, 2008 at 18:20:05 from (155.212.106.14):
In Reply to: OT: Insurance annuites posted by Gun guru on February 27, 2008 at 16:27:15:
Generally annuites are not considered a good deal for individual investors. There are many good books on investing and saving for retirement available. Most will say that in most cases an annuity is not a good deal. IRA contributions for those of us over 50 are $6000 now, a "catch up" for older people trying to tax shelter more money for retirement. And if you have a 401-K at work you can max it out to the tune of 20,000 if you are over 50, less if you are not of that age, but still a lot. Always but always take advantage of the 401-K if your employer matches any of your contributions. This is like an immediate return on your money, a raise, or however you want to look at it, they are paying you more than if you didn't take part in the 401-K plan. And if you leave a job do NOT cash in your 401-K, roll it over into an IRA and let it grow until you retire.
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Today's Featured Article - Show Coverage: Godfrey, Illinois Country Days - by Cindy Ladage. Except for last fourth of July's Old Gold show in Springfield, Illinois, I don't remember when it was so hot. Nevertheless, the heat didn't keep vendors and visitors alike from enjoying the third annual Country Day's Event. Jane Elliott said the event was originally a one man show. "Barry Seiler, owner of Country Town Farm Supply store used to invite people up to the Johne Deere store. He would give hats and a free meal for everyone that brings a tractor." Elliott said while this
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