Posted by NCWayne on September 19, 2008 at 18:52:04 from (166.82.187.40):
In Reply to: OT: Salvage Titles?? posted by Casey in Ky on September 19, 2008 at 09:37:01:
Never bought one with a salvage title except for buying my truck back after being in a minor accident (my fault, they said, although the woman I hit had no brake lights working) causing just enough damage for the insurance to total it. It was a beautiful black and gray '87 F-150 Lariat, long bed, with the V8, no mechanical problems, new exhaust and tires, etc etc. I wound up making money off that deal becauae I was able to buy it back, cheap, as salvage and put on a new bumper and have the transmission repaired. All was good until several years later when I was involved in a major wreck caused by another driver that actually did total it. Because of the salvage title the insurance didn't want to pay even close to blue book for the truck until I fought them and let it drag out for a year until they were desperate to close the claim.
My point is if it has a salvage title let the insurance company know up front and it may or may not help you on your rate.One thing for sure it will definately hurt you in a settlement situation, no matter how good of a condition the vehicle is in. Also in at least some states a salvage titled vehicle can be repaired and have those repairs inspected by the DOT. If it passes the inspection you can recieve a clear, regular title again which should increase the resale value of the vehicle.
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