AIG is the company that insured those no down payment loans. Used to be, you had to put down 20% of the homes value to get a mortgage. When borrowing became easier,banks started selling "mortgage insurance" that the borrower paid until their home equity reached that 20% worth. AIG set themselves up to buy those mort. ins. policies to free up banks, getting banks out of insurance business. When home values began to drop, the buyers began to see they'd never get their insurance dropped plus their house payments rising cause of Adjustable Rate Mortgages, caused a meltdown of historic proportions.
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Today's Featured Article - Tractor Hydraulics - The Basics - by Curtis Von Fange. Hydraulics was one of the greatest inventions for helping man compound the work he can do. It’s amazing how a little floor jack can lift tons and tons of weight with just the flick of a handle. What’s even more amazing is that all the principals of hydraulic theory can be wrapped up in such a small package. This same package applies to any hydraulic system from the largest bulldozer to the oldest and smallest tractor. This short series will take a look at the basic layout of a simple hydraul
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