It isn't only the home mortgages. The wife works in non-accurals at a Texas based bank. Her non-accural COMMERCIAL loans have been increasing every month. In September her non-accural commercial loans went to $160,000,000. The businesses are borrowing to meet payroll. Some businesses borrowed to expand their business because of the forcasts and real orders in the 1990's which indicated that they needed to expand to meet the increasing orders.
Everything started to go into a decline back in 1998 as work moved offshore to more lucrative labor markets and has been accelerating every month since. You can see that in the USA trade expenditures which keep increasing every month. We could stop some of it by using protectionist trade policies but it won't work forever as we are not alone on this planet.
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Today's Featured Article - Fordson Model N: Field Service Operations and Lubrication - by Anthony West. The daily or weekly servicing of any vehicle is of the utmost importance, and in days gone by when our favorite tractors were doing an important and Commercially vital job on the farm, these service operations would make a major difference to the running costs and economy of the farm. This being so, it surprises me to see how many enthusiasts attending rallies, shows etc, seem to be unaware of the importance of this constant attention. Possibly the modern machine with its 6,000 mile or even once
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