Think about this: Why are insurance companies in business?
If you said they are there to indemnify their customers against loss, think again.
INSURANCE COMPANIES ARE IN BUSINESS TO MAKE A PROFIT FOR THEIR STOCKHOLDERS. No more, no less.
Now, the product they sell has the purpose of indemnifying their customers against loss; but unless they can sell that product profitably, they won't be in business long. So it's in the financial interest of the stockholders to pay as few claims as they can, but enough to keep the customers coming back. That's why it's important to make sure that your coverage specifies what is covered, as well as what's not covered. Any "gray areas" will most likely be settled in favor of the stockholders rather than the policyholders.
And that's not heartlessness; that's just sound business principles, based upon years of contract law.
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Today's Featured Article - Fordson Model N: Field Service Operations and Lubrication - by Anthony West. The daily or weekly servicing of any vehicle is of the utmost importance, and in days gone by when our favorite tractors were doing an important and Commercially vital job on the farm, these service operations would make a major difference to the running costs and economy of the farm. This being so, it surprises me to see how many enthusiasts attending rallies, shows etc, seem to be unaware of the importance of this constant attention. Possibly the modern machine with its 6,000 mile or even once
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Nice Marvel Schebler DLTX 8 bronze body carburetor For 1934-1936 unstyled A tractor.Serial No.410000-42850. All restored and ready to use.
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