Posted by I need a handle on January 31, 2009 at 05:34:02 from (155.42.143.18):
Hello folks, Since this site attracts high traffic from all walks of life it seems that its appropriate to ask almost anything. Right now I am looking for a banker.
I am interested in getting my first credit card. It isn't because I want to buy anything, but because I am becomming wise to the fact that building a credit rating is mighty important. I have heard online that credit card companies flock to college campuses to hand out cards like candy, along with T-shirts, and those tricky teaser rates. I have been here for almost a year and have yet to be offered one, but perhaps it is mainly because I attend a small community college.
My next question is, how much do I need to earn to qualify for a card? Right now I am only working part time on an on campus job, so my income is only in the hundreds of dollars and not thousands.
If I do get a card, I am thinking of putting a little gas on it (something I need rather than want) and carrying a small balance of less than $500. Is that small of a balance enough? I am not sure. The only reason I am at all interested in a card is to build a credit score.
Thanks, I need a handle, who also needs a credit card.
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Today's Featured Article - George's Fordson Major - by Anthony West (UK). This is a bit of a technical info to add on to the article about George's Major in the "A Towny Goes Plowing" article. George bought his Major from a an implement sale about 18 years ago for £200.00. There is no known history regarding its origins or what service it had done, but the following work was undertaken by Harold alone to bring it up to show standard. From the engine number, it was found that the major was produced late 19
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