When I retired 25 years ago I signed up with a Tricare Prime program called Johns Hopkins Uniform Services Family Health Plan (USFHP). Co-pays were $12 and Rx's were $3 or $9. I also took out a secondary policy through a retired military organization. but never had to use it.
When I hit 65 I found out I could stay in the program and did not have to take TFL. I signed up for Medicare Part B and the annual enrollment fees and co-pays for USFHP stopped. I only pay the monthly Part B cost and Rx's - $3 or #9. USFHP is the primary payer. My insurance card says "Do not bill Medicare". Since then I've had 3 cancer operations and never paid a dime. One of them involved over 30 hours of surgery.
USFHP is available in the greater Baltimore area. I would think similar programs are available elsewhere around the country. For folks that haven't yet hit 65 check with Tricare and do some research. I couldn't be happier with what I have.
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Today's Featured Article - Talk of the Town: Winterizin Engines - To Drain or Not to Drain? - by Staff. Another great discussion from the Tractor Talk Discussion Forum. The discussion started out with the following post: "Winter is fast approaching..for a gas tractor should the gas tank be drained and run the engine til the carb is dry or do the gas stabilizer products I've heard of work? (tractor will not be used til spring) any other tips for winterizing?? "
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