Posted by kyplowboy on June 11, 2009 at 21:04:08 from (63.146.226.90):
In Reply to: Re: UNIONS ???? posted by John B. on June 11, 2009 at 19:23:54:
Where I work we can play with our 401-K's as much as we want, not let some one else play with them. We can chose between (I think) 16 funds and they are ranked highest risk and lowest risk. You can move your money around as much as you want between the funds. I am 31 and just started my 401 a few years ago so I did not have a whole lot in when things went to crap last year. Now that it seems to have bottomed out I am putting 75% of my money in the riskiest one they have and 25% in a mid grade one. The folks I know that are close to retirement last year about half moved all there money that had grown so fast the last five years into the safest fund and are fine, the others figured on wait'n it out and are going to have to work an extra 5 to 10 years. I can retire here in 23 years, and I know the economy goes in cycles. 18 years from now I am going to start watch'n for a good up swing and move every penny I have in my 401 into T bills. I may make more by leave'n it in play but I don't want to have a who rah like this make me work another 10 years.
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