Don"t know how the law looks at it, but are you willing to swear out an affidavit that the driver was speeding? Neighbor could also request a deposition from the officer to back up the speeding allegation.
If it was me, I would definitely see an atty and have him send a letter to the ins. company stating there are witnesses who will testify that their insured was speeding and a police officer examined the scene even though a report was not filed. Could be enough to get the ins. company to back off.
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Today's Featured Article - A City Guy's First Tractor - by Fred Hambrecht. After living in apartments in Atlanta for more years than I care to remember, the wife and I decided to move to the country. Humming "Green Acres is the place for me..." we purchased a 29 acre tract about 60 miles south of Atlanta. Next came the house, I could talk about that ordeal for another two weeks... But, I want to talk about my tractor! We didn't even own a lawnmower, and all of a sudden we had enough grass to feed all the starving children of the bovine world. Naturally, I talked
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