We tried the Rural Housing Developement and we hit two road blocks.
1. Since my wife and I work several extra jobs other than our main ones we make $3K a year too much to apply for it in the county that the farms were in.
2. The land can only appraise for 25% of the purchase price.
I definitely agree that the 30 year fixed is the way to go. One bank tried talking us into their mortgage which was a 7 year fixed then ARM. He said that most mortgages only last 5 - 7 years. I told him that when we get our place we aren't moving ever so it would be a full term loan.
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Today's Featured Article - Tractor Profile: Allis-Chalmers Model G - by Staff. The first Allis-Chalmers Model G was produced in 1948 in Gasden, Alabama, and was designed for vegetable gardeners, small farms and landscape businesses. It is a small compact tractor that came with a complete line of implements especially tailored for its unique design. It featured a rear-mounted Continental N62 four-cylinder engine with a 2-3/8 x 3-1/2 inch bore and stroke. The rear-mounted engine provided traction for the rear wheels while at the same time gave the tractor operator a gre
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