This whole economic mess was started when gas hit $4 per gallon. People spent all their money on gas and didn't have money to buy the junk they usually bought. They found out they could get by easily enough without the junk, and they haven't forgotten that.
That's the story behind our improved savings rate and personal debt reduction. Look under Bureau of Economic Analysis for the savings rate chart - the change starting in early 2009 is rather abrupt. You have to go to the Federal Reserve Consumer Debt Chart G-19 to find the change in debt.
Too many people made their livings making and selling junk, and they are facing hard times.
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Today's Featured Article - An AC Model M Crawler - by Anthony West. Neil Atkins is a man in his late thirties, a mild and patient character who talks fondly of his farming heritage. He farms around a hundred and fifty acres of arable land, in a village called Southam, located just outside Leamington Spa in Warwickshire. The soil is a rich dark brown and is well looked after. unlike some areas in the midlands it is also fairly flat, broken only by hedgerows and the occasional valley and brook. A copse of wildbreaking silver birch and oak trees surround the top si
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