Ray said: (quoted from post at 23:11:28 04/13/10) Most banks won't give you somone elses info over the phone.My bank won't tell me if a check is any good. They say it could be good now and bad five minutes later or the account could be closed.Your local bank doesn't have anything to do with clearing a check.Ckecks go to a large clearing house sometimes not even owned by the bank.
This is where a cashiers check check is different from a personal check. A cashiers check is drawn on the banks own account, not the businesses account. They have already collected the money to cover the check. What you need to be concerned about is whether or not the CC is counterfeit. Once you have the check in hand the bank can tell you whether or not it has already been presented for payment.
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