Posted by jd b puller on December 15, 2010 at 17:24:39 from (65.190.180.33):
In Reply to: Refinancing the home posted by Nancy Howell on December 15, 2010 at 11:25:24:
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Aaron, be wary of the "44,500" saved. Part of that is because you are changing the TIME of the load. Part of it is from lowering the amount of interest that you are paying. Make sure you factor all the upfront costs (watch out, they will try to roll them into the loan, where it only adds "a few dollars" to the payment), of course you pay for it about 3-4 times when you do that.
Everyone has thier favorite calculator, this site has several that I like.
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