Posted by gun guru on January 07, 2011 at 03:04:32 from (24.180.85.120):
In Reply to: life insurance OT posted by steve terplak on January 06, 2011 at 18:11:35:
ALL WHOLE LIFE POLICIES ALLOW THE INSURANCE COMPANIES TO RAPE YOU. I informed an insurance agent of this and he wasnt happy in my thinking.
With that being set in your brain waves the ONLY real affordable Life insurance is----Term Life. I have a 20 year policy through Farm Bureau. I pay a bill once per year and my wife is covered until I am in my late 50's.
You said that you have 3x your salary already. Then all you really need is to have a small to medium term policy, like a 15 year 100k policy. Remember you dont want your wife to get too rich upon your death. (too much of an incentive to knock you off)
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