Posted by Mike (WA) on January 07, 2011 at 09:47:07 from (69.10.196.7):
In Reply to: life insurance OT posted by steve terplak on January 06, 2011 at 18:11:35:
It was always drilled into me that whole life was neither very good insurance (too low a death benefit for the money) nor a good investment (usually a fixed rate, you could do a lot better investing yourself). But might be worth a second look now, because of very low rates of return on investments at present. You pretty much need enough insurance to pay off your debts, but not enough that the Mrs. can retire at age 45 and eat bon bons while watching soaps. Maybe a combination of the two.
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