Most insurance companies don't make a lot of profit on health insurance with the spread between 6% and 16% with the average being 8%. A convienance store expects to make about the same net. So that's not it.
Most doctors don't know what the hopsitals are charging and are really shocked at just what the HMO is charging for thier time. So doctors are not the problem.
That leaves the one thing you did mention, the drug companies and the HMO's that you failed to mention. Both of them are guilty of over charging for just about everything! Sure they don't show profits but watch in your area just how many building imporvements/expansions and new construction the HMO's are doing. That's so they spend that profit before tax time and avoid paying those taxes. Bet the drug companies are doing the same thing......most of the research is paid for with gonverment grants.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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