I'll second the skid loader comments. When it comes to supplimental income eg custom work my 1856C Case has made me hands down more money than anything else. A small tractor with a small mower is ok, but really mowing is it. I do some mowing work but, for me, I cant make what I need to make running less than a 15 foot mower on 86 to 110 hp.
As to insurance, I'll second everything thats been said. You just cant have enough. Personally, I've only had 3 liability claims, two for worker injuries which were less than a thousand dollars each. One was bad, guys working for me dug up a telephone cable. It was marked, they just took a stoopid pill that day or something. Cost my ins company 28 grand. A pretty good package with 4.5M of liability coverage, farm owners property and casualty, environmental, equine boarding, inland marine, and utility damages runs me a shade under 5 grand a year. So, it takes a certain volume to cover your fixed costs.
As to powerplants. The cheapest tractor I've ever owned was a 560 Long I bought at a sale. Second cheapest was a 1210 Case David Brown. But, the most expensive was a 1410 Case David Brown.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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